Chapter 7 and Chapter 13 Bankruptcy

How long does a bankruptcy take?

For most Chapter 7 bankruptcies, you will have your 341-creditors meeting (most people think of this as their "court") in under 45 days.  Most meeting are around the 30-day mark.  Then, their discharge is issued 60-days after that once the period for creditors to object expires.

A Chapter 13 bankruptcy takes a little longer.  Payment plans last between 36-months to 60-months depending on your income level.  You can always pay your bankruptcy "early" to conclude your Chapter 13 Bankruptcy plan.